:root { --primary: #254290; --black:#111111; --dark:#1C1C1C; --mid:#2B2B2B; --light:#F5F5F5; --white:#ffffff; --shadow:0 14px 38px rgba(17,17,17,.10); }
* { box-sizing: border-box; }
body { margin:0; font-family: Arial, Helvetica, sans-serif; color:var(--black); background:#fff; line-height:1.7; }
a { color:inherit; text-decoration:none; }
img { max-width:100%; display:block; }
header, .site-header { background:linear-gradient(135deg, var(--primary), #16285a); color:#fff; position:sticky; top:0; z-index:10; box-shadow:0 8px 24px rgba(0,0,0,.16); }
.container { width:min(1120px, calc(100% - 32px)); margin:0 auto; }
.header-inner { display:flex; align-items:center; justify-content:space-between; padding:14px 0; gap:18px; flex-wrap:wrap; }
.logo { display:flex; align-items:center; gap:10px; font-weight:800; letter-spacing:.4px; }
.logo img { width:42px; height:42px; object-fit:contain; border-radius:12px; background:#fff; padding:4px; }
.logo span { font-size:22px; }
nav { display:flex; align-items:center; gap:10px; flex-wrap:wrap; }
nav a { padding:9px 12px; border-radius:999px; font-weight:700; font-size:14px; opacity:.95; }
nav a:hover { background:rgba(255,255,255,.14); }
.mobile-nav { width:100%; justify-content:space-between; display:flex; border-top:1px solid rgba(255,255,255,.16); padding-top:10px; }
.desktop-nav { display:none; }
.hero, .banner { background:linear-gradient(145deg,#f7f9ff 0%,#ffffff 52%,#eef3ff 100%); padding:42px 0 34px; }
.hero-grid { display:grid; gap:28px; align-items:center; }
.eyebrow, .tag { display:inline-flex; align-items:center; border:1px solid rgba(37,66,144,.18); background:rgba(37,66,144,.08); color:var(--primary); border-radius:999px; padding:7px 12px; font-size:13px; font-weight:800; }
h1 { font-size:34px; line-height:1.18; margin:16px 0; color:#101828; }
h2 { font-size:26px; line-height:1.25; margin:0 0 14px; }
h3 { margin:0 0 10px; font-size:19px; }
p { margin:0 0 14px; }
section { padding:38px 0; }
.lead { font-size:17px; color:#344054; max-width:780px; }
.btn { display:inline-flex; align-items:center; justify-content:center; background:var(--primary); color:#fff; padding:13px 20px; border-radius:999px; font-weight:800; box-shadow:0 10px 22px rgba(37,66,144,.24); border:none; min-height:46px; }
.btn:hover { transform:translateY(-1px); box-shadow:0 14px 30px rgba(37,66,144,.30); }
.banner-card { background:#fff; border-radius:24px; padding:18px; box-shadow:var(--shadow); border:1px solid #eef0f6; }
.banner-card img { border-radius:20px; background:#f2f5fb; margin:auto; }
.tags { display:flex; gap:10px; flex-wrap:wrap; margin:18px 0 22px; }
.grid { display:grid; gap:18px; }
.card { background:#fff; border:1px solid #eceff5; border-radius:18px; padding:22px; box-shadow:var(--shadow); }
.card.soft { background:var(--light); box-shadow:none; }
.notice { border-left:5px solid var(--primary); background:#f7faff; border-radius:18px; padding:18px; color:#1d2939; margin:20px 0; }
.notice strong { color:var(--primary); }
.faq { display:grid; gap:16px; }
.faq article { background:#fff; border:1px solid #eceff5; border-radius:18px; padding:20px; box-shadow:var(--shadow); }
.page-title { background:#f7f9ff; padding:36px 0; border-bottom:1px solid #edf0f7; }
.breadcrumbs { display:flex; gap:10px; flex-wrap:wrap; color:#536277; font-size:14px; margin-top:12px; }
.list { padding-left:20px; margin:0; }
.list li { margin:8px 0; }
.footer { background:linear-gradient(135deg, var(--primary), #142553); color:#fff; padding:36px 0 18px; margin-top:30px; }
.footer-grid { display:grid; gap:22px; }
.footer a { display:block; margin:8px 0; opacity:.92; }
.footer p { color:rgba(255,255,255,.88); }
.footer-bottom { border-top:1px solid rgba(255,255,255,.16); margin-top:24px; padding-top:16px; font-size:14px; opacity:.9; }
.cta-box { display:flex; flex-direction:column; gap:16px; align-items:flex-start; background:var(--dark); color:#fff; border-radius:24px; padding:24px; }
.cta-box p { color:rgba(255,255,255,.86); }
@media (min-width: 768px) {
  .mobile-nav { display:none; }
  .desktop-nav { display:flex; }
  h1 { font-size:46px; }
  .hero-grid { grid-template-columns:1.1fr .9fr; }
  .grid.two { grid-template-columns:repeat(2, 1fr); }
  .grid.three { grid-template-columns:repeat(3, 1fr); }
  .footer-grid { grid-template-columns:1.4fr .8fr 1fr; }
  .cta-box { flex-direction:row; align-items:center; justify-content:space-between; }
}
@media (min-width: 1024px) {
  section { padding:52px 0; }
  .hero, .banner { padding:66px 0 56px; }
  .card { padding:26px; }
}